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Millionaire for Life: Prizes and Winning Odds

Ever dreamed of a paycheck that never stops? The Millionaire for Life game offers one of the most unique structures in the lottery world, giving winners the choice between a long-term annuity or an immediate multi-million dollar windfall.

Whether you are aiming for the top tier of $1,000,000 per year for life or looking to see what a "3 + 1" match gets you, understanding the probability is key to your strategy. For those looking for frequent wins, Millionaire for Life offers impressive overall prize odds of 1 in 8.46. Below, you will find the official breakdown of prize levels, the specific odds for each tier, and the available cash options for the top prizes. Please note that all odds shown are based on a $5 play and have been rounded to two decimal places for clarity and accuracy.
Match Odds of Winning Prize Value
5 + 1 1 in 22,910,580.00 Life: $1,000,000/yr
Cash: $18,000,000
5 + 0 1 in 5,727,645.00 Life: $100,000/yr
Cash: $2,200,000
4 + 1 1 in 86,455.02 $7,500
4 + 0 1 in 21,613.75 $500
3 + 1 1 in 1,662.60 $250
3 + 0 1 in 415.65 $50
2 + 1 1 in 97.80 $25
2 + 0 1 in 24.45 $8
1 + 1 1 in 15.65 $8

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